# Check N Title Loans — Complete Site Content ## About Check N Title Loans Check N Title Loans (CNT) is a licensed Texas title loan and cash advance lender with 9 locations across the Dallas-Fort Worth metroplex. In business for over 20 years, CNT is regulated by the Texas Office of Consumer Credit Commissioner. CNT offers title loans up to $50,000 and cash advance (installment) loans from $100 to $1,500. Main office: 3821 S Buckner Blvd, Dallas TX 75227 Main Phone: (214) 381-3333 Email: support@checkntitle.com Website: https://www.checkntitle.com ## Loan Products ### Title Loans - Maximum amount: $50,000 (based on vehicle value) - Collateral: Vehicle title (you keep driving your car) - Credit check: No traditional credit check required - Speed: Same-day approval and funding possible - First loan: Zero interest on your first loan - Fees: Among the lowest in the Dallas–Fort Worth area - Requirements: Vehicle title in your name, government-issued ID, proof of income, proof of Texas residence ### Cash Advance / Installment Loans - Amount range: $100 to $1,500 - Income verification required - Repaid in installments - Apply from home online - Same-day cash possible ### Cash for Gold - Buy gold, silver, and jewelry - Competitive rates - Walk-in service at all locations ## How to Get a Title Loan In-Store (Step-by-Step) Step 1 — Apply In-Store or Online Walk into any Check N Title Loans location with your vehicle title and state-issued ID. No appointment needed. Applying is completely free. You can also start your application online at https://www.checkntitle.com/LoanOptions.html Step 2 — Get Approved Our team evaluates your vehicle and approves your loan — often in minutes. No traditional credit check required. We verify applicant information via national databases but bad credit or no credit does not disqualify you. Step 3 — Receive Your Cash Walk out with cash in hand the same day. For cash advance loans, funds are deposited as early as the next business day. You keep driving your vehicle throughout the entire loan period. Step 4 — Repay Your Loan Make convenient payments online at https://ctf.my.vergentlms.com/login, in-store at any of our 9 DFW locations, or by phone. Early payoff is allowed at any time with no penalties. Renew your loan if needed. ## Loan Qualifications ### Title Loan Requirements - Vehicle title in your name (Texas title) - Government-issued photo ID - Proof of income (employment, benefits, or other income source) - Proof of Texas residence - Vehicle for visual inspection (you keep the car) ### Cash Advance Loan Requirements - Government-issued photo ID - Proof of income - Active bank account - Texas residence ## Frequently Asked Questions Q: What is a Title Loan? A: A title loan is a secured loan where your vehicle title is used as collateral. You continue driving your vehicle throughout the loan. Check N Title Loans offers up to $50,000 based on your vehicle value. No traditional credit check required. Q: How much can I borrow with a title loan? A: Check N Title Loans offers title loans up to $50,000 based on your vehicle value, and cash advance loans from $100 to $1,500 based on income verification. Q: Do I need good credit to get a title loan? A: No. Check N Title Loans does not perform traditional credit checks. We verify applicant information via national databases but bad credit or no credit does not disqualify you. Q: What do I need to apply for a title loan in store? A: Bring your vehicle title (in your name), a government-issued photo ID, proof of income, and proof of Texas residence. Q: Is applying for a title loan free? A: Yes. There is no charge to apply. Your first loan with Check N Title is also free — zero interest on your first loan. Q: Can I pay my loan off early? A: Yes. Check N Title Loans allows early payoff at any time. Contact your nearest location to arrange early payoff without penalties. Q: Can I make payments online? A: Yes. Payments can be made online at https://ctf.my.vergentlms.com/login using the customer portal. Q: Do I need to visit the store? A: Cash advance loans can be completed entirely online. Title loans may require a store visit for vehicle inspection. Q: Can I renew my loan? A: Yes. Loan renewals are available. Contact your nearest Check N Title location to discuss renewal options. Q: Where are Check N Title Loans locations in DFW? A: Check N Title has 9 locations across Dallas-Fort Worth: Richardson, Garland/Plano/Wylie, Irving/Mid-Cities, Mesquite/East Dallas, N. Arlington/S. Grand Prairie, Oak Cliff/Cedar Hill/DeSoto, S. Arlington/Mansfield/Fort Worth, Terrell/Forney/Seagoville, and Fort Worth/N. Richland Hills. Q: What is a CSO/CAB? A: CSO stands for Credit Services Organization. CAB stands for Credit Access Business. CNT operates as a licensed CAB in Texas, connecting borrowers with third-party lenders. Q: Can I cancel my loan? A: Yes. You can cancel. Contact your nearest location immediately after signing if you change your mind. Q: Do I need to be employed? A: You need to demonstrate a source of income, not necessarily traditional employment. Benefits, self-employment, and other income sources may qualify. ## All 9 Locations ### 1. Central Expy & Park Lane — Richardson Phone: (214) 891-0500 Coordinates: 32.8735196, -96.7626165 Serving: Richardson, Allen, McKinney, Plano ### 2. Garland / Plano / Wylie Phone: (972) 487-0304 Coordinates: 32.9097536, -96.6825358 Serving: Garland, Plano, Wylie, Rowlett, Sachse ### 3. Irving / Mid-Cities / N. Grand Prairie Phone: (972) 252-5000 Coordinates: 32.8539943, -96.9916864 Serving: Irving, Grand Prairie, Euless, Bedford, Hurst ### 4. Mesquite / East Dallas / Balch Springs Phone: (214) 381-5200 Coordinates: 32.7705613, -96.6853719 Serving: Mesquite, East Dallas, Balch Springs, Sunnyvale ### 5. N. Arlington / S. Grand Prairie Phone: (817) 277-7300 Coordinates: 32.7347942, -97.0871615 Serving: North Arlington, South Grand Prairie, Dalworthington Gardens ### 6. Oak Cliff / Cedar Hill / DeSoto Phone: (972) 701-0080 Coordinates: 32.6614057, -96.8836098 Serving: Oak Cliff, Cedar Hill, DeSoto, Duncanville, Lancaster ### 7. S. Arlington / Mansfield / Fort Worth Phone: (817) 557-3400 Coordinates: 32.690108, -97.1284928 Serving: South Arlington, Mansfield, South Fort Worth, Kennedale ### 8. Terrell / Forney / Seagoville / Kaufman Phone: (972) 563-5515 Coordinates: 32.7379171, -96.2870518 Serving: Terrell, Forney, Seagoville, Kaufman, Crandall ### 9. Fort Worth / North Richland Hills Phone: (682) 841-1356 Coordinates: 32.7413001, -97.2562666 Serving: Fort Worth, North Richland Hills, Haltom City, Watauga ## Business Hours (All Locations) Monday-Friday: 9:00 AM to 6:00 PM Saturday: 9:00 AM to 3:00 PM Sunday: Closed ## Legal Regulated by Texas Office of Consumer Credit Commissioner. Main office: 3821 S Buckner Blvd, Dallas TX 75227. Rules and restrictions may apply. Texas residents only. Subject to loan approval. Loan terms and availability may vary.